Apply for a Tailored Financing Plan with Fast Approval
21 Credit is a trusted name in Singapore, providing customized financial solutions for individuals with stable income from employment or business activities. Whether you are a Singapore citizen, PR, or an expatriate legally working in Singapore, you may qualify. Applicants must be 21 years or older, in accordance with local regulations.
With years of industry experience, 21 Credit offers personalized financing facilities for different needs at the right time. As these are unsecured funding solutions, interest rates may be higher than secured options such as mortgages or car loans.
Our services are designed for short-term financial flexibility. Once required documents are submitted and approval is granted, funds can be disbursed quickly under a formal agreement.
We encourage responsible borrowing: only apply for the amount you truly require, and consider repaying earlier through larger instalments to maintain healthy credit standing. This helps improve your financial profile and keeps future financing options accessible.
21 Credit remains committed to offering reliable, personalized, and timely financial support. Reach out to us anytime to explore solutions tailored to your needs.
Why Choose 21 Credit’s Financing Options
Our tailored personal financing solutions provide a wide range of advantages, including:
Opportunity to strengthen your credit profile
Flexible repayment tenures to match your situation
Streamlined application and approval process
Greater convenience and support throughout your journey
Frequently Asked Questions​​
We have the answers for you.
Can I still apply if I have a less-than-perfect credit record?
Everyone encounters financial challenges from time to time. At 21 Credit, we understand that managing past obligations can be difficult, which is why we provide flexible financing options tailored to your circumstances.
Our goal is to support individuals with steady income by offering solutions that are manageable and transparent. We focus on helping you rebuild financial confidence while keeping your information secure and confidential. By maintaining timely repayments, you can gradually strengthen your credit profile and improve future eligibility for financial products.
How can flexible financing options help me manage urgent needs?
There may be times when unexpected expenses arise, and personal savings alone may not be enough to cover them. In such cases, a well-structured financing plan can provide timely support.
Unlike larger financial institutions with lengthy processes, we offer a streamlined application journey that allows qualified applicants to access funds more conveniently. Our team is committed to providing professional guidance so that you can choose a plan that fits your needs, with repayment terms that help you stay in control.
How do I choose the right financing provider?
When considering where to apply, it’s important to evaluate key factors such as interest rates, repayment flexibility, transparency of fees, and overall service quality.
At 21 Credit, we are committed to fair practices and transparent terms. We do not impose hidden charges, and our reputation is built on consistently supporting our clients with integrity. Our role is to provide solutions that are reliable, clear, and tailored to your financial situation.
What documents do I need to prepare?
To ensure your application is processed smoothly, we may request documents such as proof of identity, income, or employment. The specific requirements can vary depending on your residency and work status in Singapore.
For security and confidentiality reasons, we advise clients to prepare the necessary documents but only submit them through our official channels once contacted by our team. This ensures that your information is handled safely and in compliance with best practices.